Anyone Can Become a Billionaire, Yet Few Succeed

Abiodun Ajayi
3 min readApr 19, 2024
Anyone Can Become a Billionaire

Anyone has the potential to become a billionaire, yet few succeed. A critical flaw in human behavior prevents 99% of people from reaching this financial milestone.

Becoming a Billionaire is Simple

It’s simple to become a billionaire. Investing in the stock market and cryptocurrency has become much more accessible. You don’t need large amounts of money to get started. You can buy that expensive Berkshire stock in $10 chunks on some websites. Many platforms allow you to buy fractional shares, meaning you can invest in even high-priced stocks with smaller amounts.

Some believe investing is tough and dangerous. It’s not. Just learn about it for an hour daily. In 2010, if you bought Bitcoin, by 2024 you’d be very rich. But why didn’t many people buy even one Bitcoin?

The core challenge facing the world’s banking system is a matter of trust. The desire for rapid wealth accumulation can tempt individuals to act unethically, potentially jeopardizing vast sums of money. Banks are expected to be reliable custodians of our finances. When excessive greed undermines this trust, the entire economy can suffer — the 2008 financial crisis serves as a stark reminder. While we generally feel secure with digital bank accounts today, there’s an alternative emerging.

Origins of Peer-to-Peer Transactions

Peer-to-peer transactions originated in the 1990s, with PayPal utilizing this concept. However, Satoshi Nakamoto revolutionized the idea a decade later with the creation of Bitcoin. In 2009, Bitcoin was a groundbreaking innovation. With a standard computer, one could mine thousands of Bitcoins daily. Yet, not everyone embraced this opportunity back then. Why?

Peer-to-peer transactions found their initial footing in the 1990s. Today, companies like PayPal ride on this technology. However, Satoshi Nakamoto took the concept to extraordinary heights a decade later with the invention of Bitcoin. In 2009, Bitcoin’s potential was undeniable — using just a regular computer, one could mine thousands of Bitcoins in a day. Despite this, widespread adoption wasn’t immediate. Why the hesitation?

Bitcoin Pizza

The now-famous story of someone buying pizza with 10,000 Bitcoins in 2010 highlights how slowly even groundbreaking ideas can be accepted. New concepts take time to gain widespread understanding and value. Human psychology also plays a role — we tend to buy when things are expensive and sell in a panic when prices fall. Understanding these complexities is essential in the world of Bitcoin.

Imagine investing a mere $42 in Bitcoin back when it first emerged, and consistently putting small amounts into promising new cryptocurrencies. Those early adopters are reaping immense rewards today. This investment strategy echoes Ray Dalio’s philosophy: when it’s difficult to predict the next breakout success, diversifying your portfolio across early-stage projects can be smart. Even if many ventures don’t pan out, a single massive winner has the potential to generate life-changing wealth — just look at Bitcoin!



Abiodun Ajayi

Abiodun Ajayi has more than 6 years of experience in Security and IT architecture. He consults and helps form strategies, perform project feasibility studies.